Where Can I Deposit Money on My Skylight Card?

By Neil Harris 16 Min Read

Considering the advancement in online payments, cards now help you bypass traditional banking challenges, making bill payments simpler. In this light, Netspend’s Skylight card is the card you need for your seamless transactions. But to spend, you need funds in your card. So, you may now be wondering “Where do I deposit money on my Skylight card?” I have the official list for you.

Indeed, the Skylight card is versatile and is accepted both online and in-store wherever Visa debit cards and MasterCard are accepted. Beyond just transactions, Skylight empowers you with features like budgeting, saving, and financial control. The Skylight pay feature is particularly noteworthy, streamlining the payroll process, cutting down costs, and enhancing the efficiency of payroll programs.

With Skylight ONE Card in your wallet, say goodbye to paper checks and long bank queues. Note that this card is not just another debit card; it’s a Netspend prepaid offering, backed by FDIC member banks, designed for those who either don’t have a bank account or prefer not to engage with traditional banks.

However, like with all things, there can be hiccups. Some Skylight users have faced challenges when trying to deposit money. Fortunately, there are several locations where you can top up Skylight card as a Skylight One cardholder. The direct deposit feature is particularly convenient, so no worries about misplacing paper checks. That said, this post will help you through the steps to deposit money on your Skylight card.

Where Can I Deposit Money on My Skylight Card?

where can i deposit money on my skylight card

One of the standout features of the Skylight card is its vast array of deposit locations. There are many stores and spots where you can deposit money onto your Skylight card. So, where can I deposit money on my Skylight Card?

1. Use Mobile Check Load

Easily deposit your physical check using the Skylight Card mobile app. Here’s how:

  1. Open the app on your smartphone.
  2. Look for the Mobile check load option.
  3. Follow the steps to take a clear photo of your check.
  4. Once you upload the check image, the deposit process begins.
  5. In no time, the funds will be available on your Skylight Card, ready for you to use.

This method is super convenient, saving you from standing in long lines.

2. Use Netspend Reload Network Locations

Netspend has over 13 million locations nationwide to load money onto your Skylight Card. Here’s what you need to know:

  • You will need to visit these locations in person to add funds.
  • Find the closest reload spot by heading to Netspend’s location finder. This tool will display the nearest locations and their respective deposit fees.

Fees can differ from one location to another. So, choose wisely to save on costs.

Netspend Reload Locations and Their Fees

Netspend Reload Location Reload Fee
CVS Pharmacy $2.50
Dollar General $2
Check ‘n Go No fee
7-Eleven $2.95
Kroger $3.00
Shell $3.95
Office Depot $3.95
Food City $3.95
Walgreens $3.95
Walmart $3.74
Rite Aid $3.95
Circle K $3.95
Speedway $3.95
Chevron $3.95
Albertsons $3.95
Family Dollar $3.95
Flying J $3.95
Winn-Dixie $3.95
Advance America $2.00
Currency Exchange $2.00

Make sure to choose the location that offers the best fee for your needs.

3. Bank Transfers to Your Skylight Card

Wondering how to deposit money into your Skylight Card? It’s quite straightforward! If your bank is a part of the Skylight program, you can easily transfer funds from either your checking or savings account or even a bank debit card. Here’s how you do it:

  1. Log into your bank account.
  2. Link your bank account to your Skylight Card.
  3. Initiate a transfer from your bank to your Skylight Card. However, be cautious, as some banks might have a fee for this service.

4. Transfer Between Netspend Card Accounts

If you are familiar with Netspend, you’d know they allow transfers between their accounts. And since the Skylight card is essentially a debit card under Netspend, the same rules apply.

So, if you have another Netspend account, you can easily transfer funds to your Skylight Card. Just to clarify, the Skylight Card operates under the same regulations as other Netspend cards.

5. Fund Your Skylight Card with PayPal

Did you know that PayPal offers a feature to transfer money to your Skylight Card? If you have a PayPal account with sufficient funds, here’s what you need to do:

  1. Ensure you have your Netspend/Skylight Card account and routing number handy.
  2. Add these details to your PayPal account.
  3. Start the transfer process. But, remember, PayPal might charge a fee for this transaction.

6. Make a Direct Deposit

You can also deposit money on your Skylight card using direct deposit. This method is free and user-friendly. Once the deposit is made, you can instantly access your funds.

Direct deposit is often speedier than conventional banking methods. This could mean that you will see your money in your account up to two days sooner than if you were using a regular bank. You no longer have to worry about misplacing or theft of your paper check; with direct deposit, your money goes straight onto your Skylight card.

However, ensure that the name on the direct deposit matches the name on your Skylight card account. Plus, there’s no need to waste time in long queues waiting to deposit your paycheck. Just ensure your Skylight card is in active status. A wide range of checks, including government and other benefits, can be directly deposited onto your Skylight Card.

  1. Tax Refunds
  2. Social Security Benefits
  3. Work Paychecks
  4. Supplemental Security Income (SSI)
  5. Pensions
  6. Defense Finance and Accounting Service Payments (DFAS)
  7. Railroad Retirement Benefits (RRB)
  8. State Unemployment Benefits (differing from state to state)
  9. Government Disability Benefits, be it SSDI or Workers’ Compensation (This varies by state)
  10. Veterans benefits

If you choose paychecks or government benefits, you can get a direct deposit to your Skylight account. You are paid up to 2 days faster on Netspend than you usually receive direct transfer funds. However, to use direct deposits, your Card Account must be active. This means it must have been used for a purchase, load, or cash withdrawal in the past 90 days.

7. Dollar General Deposits

Dollar General is a popular place where many people go to deposit money. If you have a Skylight Card, you can easily reload your card at any Dollar General store across the country. Just take your cash and Skylight Card to the store, and ask the staff there to help you with the deposit.

Once they have added the money to your card, you’ll receive a text message letting you know. Depending on where you go, you might have to pay a small fee, anywhere from nothing at all up to $3.95. If you’re looking to save on fees, use the Skylight Card deposit locator to find the most affordable deposit location near you.

8. Transfer Between Netspend Card Accounts

You can fund your Skylight One Card for free by transferring money from another Netspend account which includes ACE Elite, Control, or Purpose accounts to your Skylight One card.

9. Tax Refund Deposits

If you are expecting a tax refund, you can get it deposited straight to your Skylight Card. The IRS can help with this, but it’s important to e-file your tax return. This way, you won’t have to wait for a paper check. Instead, your refund will go directly to your card, making things quicker and simpler for you.

When you’re preparing your tax return, either by yourself or with a tax professional, remember to give your Skylight Card’s routing and account numbers. This ensures the money goes to the right place. There’s no charge for depositing your tax refund to your Skylight Card through email.

10. Gas Stations and Grocery Stores

Did you know you can deposit money on your Skylight Card at gas stations? It’s a convenient option chosen by many Skylight users. Simply find the closest location using Netspend Location Finder.

Some gas stations might have a fee for this service. After depositing, you can immediately use your funds at the same gas station, making your errands smoother.

On the other hand, are you heading to the grocery store? It’s another place to deposit money on your Skylight card. Numerous grocery stores nationwide offer this service. While considering this option, be aware of any associated fees. The advantage? You’re likely to find a grocery store nearby, so you won’t have to travel far to deposit money.

11. Check Casher Locations

If you are near a check casher, they spread out all over the country and offer Skylight card deposit services. Simply locate the nearest check casher to you and deposit your money. Once it’s on your card, you can access and use it wherever you go, at your leisure.

12. MoneyGram Deposits

MoneyGram is another great option for depositing money onto your Skylight Card. They have a partnership with Netspend, which means you can use any of their 90,000 locations, including 40,000 Express Payment agents, to add funds to your card. With so many locations available, it’s a convenient way to keep your card loaded and ready to use.

How to Deposit Money on Skylight One Card

So, still answering the question “Where can I deposit funds on my Skylight Card?” Below are the steps to deposit money on Skylight One Card:

1. Locate a Deposit Center

Skylight One cardholders can deposit money at any of the thousands of Netspend money deposit locations spread across the states. Visit the Netspend Prepaid Account Location Finder to find the nearest deposit location.

2. Use the Online Finder

On the Netspend location finder, input your Zip code, city, or state name. The system will display the nearby deposit locations. Some of these locations might even offer charge-free deposit services.

3. Visit the Deposit Location

Ensure you have your Skylight One card with you. If you’re unsure about the process, do not hesitate to ask the staff at the deposit location for help.

4. Deposit Money

Depending on the deposit location, you might need to fill in some details. You can deposit money either in the form of cash or check, based on the services offered at the deposit location.

5. Collect Receipt

Always ensure you collect a receipt after depositing money. This serves as proof of your transaction and can be helpful for future reference.

6. Check Your Balance

It’s a good practice to check your card balance after making a deposit to ensure the amount has been credited to your account.

Skylight One Card Check Balance

How do I check my Skylight One Card balance?

1. Use the Online Account Center

The simplest way to view your Skylight One Card balance is by logging into the Online Account Center. After you’re in, not only will you see your current balance, but you’ll also have access to details like deposits and past transactions.

2. Opt for Text Alerts

For those always on the go, Skylight One offers text alerts to keep you updated. Once you’ve enrolled in this service, you can quickly check your balance post-transaction.

How do you enroll for text alerts? To make use of text alerts, go to the settings section in your online account and activate them. When you want to know your balance, simply send the word “BAL” in a text message to 22622. In a short while, you will receive a text back with your balance. This is especially useful if you’re not connected to the internet.

3. Ring up Skylight One

You also have the option to directly call the Skylight One hotline. The toll-free number for balance inquiries is 1-866-387-7363. Be aware, however, that making a balance inquiry through this method might come with a nominal fee. Always check your Cardholder Agreement for any associated costs.

4. Visit a local ATM

If you’re near an ATM, you can insert your Skylight One Card to check your balance. First, you need to find a Skylight One card ATM near you. Just follow the steps shown on the ATM screen to see your available funds. Some ATMs might charge a fee for this service. Always choose ATMs wisely to avoid any unnecessary charges.


  • How to Check Your Netspend Balance + More Tips. Netspend
  • Get Started with Your Skylight ONE® Card. Netspend
  • Frequently Asked Questions. Netspend

Read alsoHow to Transfer Money From Netspend to Cash App [Tutorial]

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Seasoned, hands-on exec with a broad range of experience at both start-ups and large international corporations. Highly successful, results and customer oriented professional and with over 18 years experience in the software and payment innovations arena, with a proven track record in driving revenue growth and delivering results in operational performance and profitability through direct and indirect channels. Key focus is on customer success and delivering value and efficiency gains through tech. I live & breathe innovation in the payments arena - Visa & Mastercard card processing, UK Bacs, Faster Payments, Direct Debits, card acquiring & global payments are my junk food
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